8 small ways to save more money this year

From Atlanta Blogs News Source: http://blogs.ajc.com/atlanta-bargain-hunter/2013/01/15/8-small-ways-to-save-more-money-this-year/?cxntfid=blogs_atlanta_bargain_hunter

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Saving more money is among the top 10 New Year’s resolutions for 2013, but sometimes we make it harder than it has to be. Taking small steps now to reduce spending can pay off big by next New Year’s Eve. Here are seven not-so-obvious ways to help you start: Avoid ATMs : You need cash in a hurry so you rush to the nearest ATM. Stop! Don’t ever pay $5 to access your cash, says Josh Elledge, founder of SavingsAngel.com. Use ATM finder apps, Foursquare or bank-specific apps to locate your bank’s nearest ATM. Or go to a drugstore, buy a pack of gum with a debit card and get the cash you need. Stop auto-spending, start auto-saving : Magazine subscriptions that automatically renew. Free promotions that auto-debit fees if you don’t cancel. Forgetting about automatic debits can cost hundreds of dollars each year. I know, I’ve done it. Opt out from the start or cancel before charges kick in. The only thing you want to automate is saving. Sign up for direct deposit and ?



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